North Texas vs Army Pick & Prediction – 9/20/2025

North Texas (3-0) travels to face Army (1-1) on Saturday at Michie Stadium in West Point. The Mean Green are riding high after scoring 59 on Washington State and they enter American Athletic Conference play undefeated. Army is coming off a nice win over Kansas State but has also lost to an FCS opponent this year. This game is going to be a fun contrast in styles and you can find my North Texas vs Army prediction below.

Our North Texas vs Army Pick

• Pick: North Texas -1.5
• Confidence: ★★★☆☆
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Game Snapshot

• Matchup: North Texas Mean Green vs Army Black Knights
• Date & Time: Saturday, September 20, 2025, 12:00 p.m. ET
• Venue: Michie Stadium, West Point, NY
• Broadcast: CBS Sports Network

North Texas vs Army Odds

Key Storylines

• North Texas’ Hot Offense: UNT is averaging 47.7 points per game. Their passing game has torched their opponents so far, including the Washington State Cougars. Their defense has been stout too, allowing just 13.3 points per game. UNT’s ability to maintain high efficiency on offense while limiting big plays has been a big factor in their early success.
• Army’s Ground-Game Identity: Army is still very much run-first on offense, led by Cale Hellums, who has 49 carries though three games. Their passing game remains among the worst by yardage in FBS. Their defense has been average and will look to prove itself again after getting the better of Kansas State.
• Home Field & Tangible Momentum: Army has won a large share of home games in September historically. But they did lose to FCS Tarleton State at home to start this year. North Texas has looked excellent but barely got by Western Michigan in their lone road game of the year.

Quarterback Play

Drew Mestemaker of North Texas has impressed early in the season. He has thrown nine touchdown passes and has zero interceptions. He spreads the ball around well among his receivers and has proved to be a huge challenge for defenses. Army doesn’t have a quarterback that has attempted more than 15 passes through two games. They will try to run the ball down the throat of the Mean Green here.

Betting Trends & H2H

• North Texas is 2-1 against the spread to start this season.
• Army is 1-1 ATS through two games.
• Army is 6-2 all-time against North Texas and the Black Knights won the last meeting between these teams in 2024.
• North Texas is 2-1 to the over to begin this year.
• Army is 1-1 in the over/under market through two games.

North Texas vs Army Model Projection

Score Projection: North Texas 27 – Army 24

Win Probability: North Texas 55%, Army 45%

Final Thoughts

North Texas has the more dynamic offense, better passing game, and momentum coming into the game. Army is never an easy team to beat at West Point, both thanks to the atmosphere there and their relentless rushing attack. But I do think that North Texas will get the job done on the road in what should be a highly-entertaining game.

Jay Sanin

Jay Sanin is a sports bettor, writer and broadcaster from New York. He is an avid New York Knicks fan and is no longer ashamed to admit it. He is also an avid New York Giants fan, and is very ashamed to admit it. His top sports to handicap are the NBA, WNBA and men’s tennis for some reason. He has watched more UAlbany Great Danes basketball than anyone should consume.

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• Source: https://ats.io/college-football/north-texas-mean-green-vs-army-black-knights-pick-prediction-9-20-2025/467437/